Baylor Offers Programs to Fit Your Life

The benefits of working at Baylor go beyond a paycheck. We offer several programs that support your personal and professional goals, plus a variety of medical, dental and other benefit options that provide the coverage that best suits you. Here's a look at our benefits:

Retirement Savings Plan

Baylor offers a generous 401(k) plan with a dollar-for-dollar match up to 5 percent of eligible pay. You're immediately eligible to make contributions and receive company matching funds, which vest on a five-year schedule. You may contribute 1 percent to 50 percent of eligible pay on a pre-tax and after-tax basis.

Medical Coverage

Eligibility for medical benefits starts on your first day of employment. We offer four plans, all administered by Aetna. Each option includes great prescription drug benefits through retail pharmacies and mail order.

• Aetna Consumer Gold offers the choice of visiting any licensed physician, the ability to roll your health reimbursement account over from year to year and tools to help manage health care needs
• Aetna Consumer Silver offers the same benefits as the Gold option but with a higher deductible, an out-of-pocket maximum and lower premium costs
• Aetna PPO offers co-pays for your office visits and prescription drugs and coinsurance for hospital care after your deductible is met.
• Aetna Health Savings Account offers the same benefits as the Consumer plans, but you can also contribute your own tax-free money

Wellness Benefits

Focusing on your health can pay off for you and your spouse. You're eligible for $300 in wellness benefits each year. Our wellness program allows you to take advantage of fitness center discounts and a wide variety of free, wellness-related services including:

• An interactive web site featuring health trackers, exercise plans, nutrition tips, customized articles and more
• Health screenings, seminars and competitions
• Telephone health coaching and disease management coaching for those who qualify

Dental Coverage

You can choose from three options for yourself and your family:

Aetna DMO, the managed care option. You can choose a primary care dentist for yourself and each covered family member. There is no deductible, and most preventive care is at no cost. You pay only your share of the cost for other dental expenses, and the amount depends on the services you receive.

MetLife Standard PPO is the preferred provider option. You may use in- or out-of-network providers. The plan pays 100 percent of preventive care with no deductible. You must meet a deductible before benefits for other types of dental services begin.

MetLife Plus PPO offers the same benefits as the Standard PPO, but you pay a lower coinsurance, and the annual maximum is higher. This plan covers orthodontia for dependent children.

Vision

Coverage is offered through Superior Vision Services. You may use in- or out-of-network vision care providers and receive either contact lenses or eyeglass frames once every 12 months.

Tuition Reimbursement

After six months of employment, full-time employees are eligible for tuition reimbursement. We reimburse 100 percent of "residency" in-state rates for approved courses completed with a grade of C- or above, up to $5,250 a year.

Employee Assistance Program

Baylor offers an employee assistance program to help you deal with life's challenges. Services are free, voluntary and confidential. All employees and their dependents are eligible for up to five free counseling visits per occurrence during a 12-month period. Free work/life services such as financial planning and legal advice are also available.

Other Benefits

We also offer life insurance and accidental death and dismemberment insurance on your first day of employment for you and optional additional coverage for you and your family. We also offer long-term disability after 90 days of service; flexible spending accounts for health care and dependent day care; and voluntary short-term disability. Paid time off begins to accrue immediately, but new hires cannot take paid time off until employed for 90 days.